After an automobile accident involving any type of injuries, it is highly advisable to consult a personal injury attorney like the Andriotis Law firm.
No-Fault is the part of your insurance that covers your injuries here in Florida. This means that under (PIP) Personal Injury Protection policies your insurance company, regardless or who’s fault the accident is covers your medical injuries. $250,000 is the default amount of coverage by law. It is legal however to have as little coverage as $15,000. There are a number of instances where PIP coverage is not applicable, as well, such as for those who do not own a vehicle, and thus do not have coverage.
PIP insurance may not be enough to cover your damages or losses in an accident even if you are covered. PIP policies, by law only cover those medical expenses that are necessary after an accident such as doctors visits, surgeries, medication and ambulance transportation. What it DOES NOT cover are those non-economic losses such as enjoyment of life, trauma or pain and suffering. Also, most forms of standard PIP coverage only allow for a very small amount of coverage for lost income, usually limited to only $100 per week and being capped at $5200 per incident.
As an experienced Florida Personal Injury Attorney the Andriotis Law Firm can help you bridge the gap in between your available insurance coverage's and your losses after an injury.
An issue with your insurance company can also be resolved by an experienced attorney. A personal injury attorney can help you recover damages in the event you are injured through negligence of someone else and make sure the party responsible is held liable.